Choosing licensed and insured home improvement professionals for your home renovations is an excellent decision. Although it may seem like a more expensive option than hiring unlicensed workers, we assure you it isn’t.
There are many reasons why hiring contractors is a good idea for you in the short and long term. If you’d like to learn more, we’ll provide an informative and engaging overview of them in this article, which you won’t want to miss.
Reasons to hire licensed and insured home improvement professionals
Licensed and insured remodeling professionals, in addition to offering quality services, do so in a manner that is both legally compliant and compliant with industry standards. This last point is crucial for the following reasons:
- The license is proof that the contractor has the expertise and knowledge required for this type of work.
- Professionals are required to comply with legal regulations for remodeling and construction work.
- In the event of damage caused by the work, the homeowner can seek legal support for compensation.
- Time, materials, and budget are better managed, as these professionals are experts in resource management.
- You eliminate the risk of fraud, as a certified contractor is registered with the appropriate regulatory authority.
No matter the magnitude of the job you have in mind. Whether you want to remodel a bathroom or expand your home, the legality of the work is essential.
| 🚨 A remodeling project performed by unlicensed workers will affect you financially in the event of an accident or poor artistry. |
What happens if you hire unlicensed and uninsured workers?
Yes, it’ll be cheaper… at first. However, what you may lose later doesn’t compensate for the savings.
Hiring unlicensed and uninsured workers can be very expensive. And we’re not just talking about money: we’re talking about legal risks, safety issues, and poorly executed construction.
What can go wrong? Practically everything:
If someone is injured in your home, you pay
It doesn’t matter if you “didn’t know”: as the owner, it’s your responsibility to verify that they have their documentation in order. If an accident occurs, be prepared to cover medical expenses or face lawsuits.
They can leave you high and dry
Many informal workers abandon projects without warning. And since there is no legal contract or guarantee, you have no recourse.
The quality can be terrible
Poor finishes, faulty installations, or substandard materials. If something goes wrong, no one is responsible.
Your property can become illegal
If you renovate without permits or the assistance of accredited professionals, you may face fines and legal obstacles to selling or living in the home. It can even be declared uninhabitable.
The truth is that what seems cheap often turns out to be expensive. Always make sure you hire licensed and insured professionals. You’ll protect your home, your wallet, and your peace of mind.
Why is it essential to request the contractor’s insurance policy?
Every company offering renovation services must first have liability insurance in place. This policy generally covers damage to infrastructure and incidents involving injuries or property damage. It also provides coverage for risks associated with lawsuit costs.
Another essential insurance policy is workers’ compensation, which covers expenses for injuries to workers. This policy releases the owner from any liability in this regard. In Maryland, for instance, contractors are required to carry this type of insurance.
This insurance obligates the construction supervisor to ensure that workers strictly adhere to the rules and regulations. This ensures the insurance company’s compliance in the event of a workplace accident. The owner must verify the insurance information with the insurance company before signing the contract.
Tips for hiring renovation professionals
Choosing a contractor for your renovation project is a crucial decision that should not be taken lightly. Therefore, it’s essential to verify the builder’s legitimacy by following these steps:
- Request the construction company’s manager to provide their license and insurance numbers.
- Contact the entity responsible for regulating and supervising contractors in your area.
- Make a phone call or provide the license number you were given during the online process.
- Personally verify that the contractor or company has all the required documentation in order and up to date.
- Additionally, check the available database for information about their work history, such as complaints or claims.
- Ask the professional for contact information from previous clients to verify their previous performance.
Finally, trust your intuition. If you detect ambiguous answers, evasive attitudes, or delays in submitting documents, they are probably not a trustworthy professional.
Always look for licensed and insured renovation professionals
Hiring efficient, experienced, and responsible professionals who work within the current legal framework is priceless. Hiring shell or informal companies will be cheap in the short term and very expensive in the long run.
At American T&J Projects LLC, we have extensive experience and a long list of satisfied clients. Our CPS (Commitment, Passion, and Service) formula makes us the best choice for the work on your property. Contact us now, without obligation, and get your quote.